Your journey

Guiding you through life’s significant moments with clear planning and global expertise.

  • 1. Foundations
  • 2. Expansion
  • 3. Transition
  • 4. Freedom
  • 5. Legacy

It’s about ensuring your early financial progress is effective and resilient.

We ensure your assets are working hard for your future.

We model these complex scenarios using cashflow planning, helping you restructure investments, rationalise scattered pensions, and proactively manage tax implications before implementing any major change.

This ensures your retirement lifestyle is secure, whether you stay in India or relocate.

We help you put structures in place that provide continuity and lasting peace of mind.

We work with you to establish strong foundations for your internationally mobile life.

This stage focuses on the start of wealth accumulation, including optimising income, tax-efficient savings, and implementing the right protection planning to secure your family’s initial peace of mind.

It’s about ensuring your early financial progress is effective and resilient.

As your career and family grow, this stage focuses on scaling your assets and meeting increasing commitments.

This involves structuring financing for property investment, establishing robust education funding plans, and optimising your investment portfolio to support mid-life goals across multiple jurisdictions.

We ensure your assets are working hard for your future.

Mid-to-late career often brings significant change, such as a business exit, a major career shift, or the decision to prepare for retirement.

We model these complex scenarios using cashflow planning, helping you restructure investments, rationalise scattered pensions, and proactively manage tax implications before implementing any major change.

This stage is dedicated to achieving and enjoying financial freedom on your terms.

We move the focus from accumulation to income, modelling sustainable withdrawal rates and structuring your assets (pensions, investments, property) to provide reliable, long-term income.

This ensures your retirement lifestyle is secure, whether you stay in India or relocate.

The final stage centres on securing your family’s future and planning your legacy.

This involves comprehensive cross-border estate planning, international succession advice, and ensuring the smooth, tax-efficient transfer of wealth to future generations or chosen causes.

We help you put structures in place that provide continuity and lasting peace of mind.

The faces behind the stories

Hear from fellow expats around the world who turned their life goals into reality.

Working with James, we just feel our money is safe.

Georgina & David

We've always instilled trust in Jeanette's decisions when it comes to our finances

David Smith

I feel at ease knowing Jahmaine is looking after my finances

Henry Schmidl

I trust Howard with my finances and feel confident that my future is secure

Edwin Hogervorst

What our clients say about us

Read reviews from expats we work with across India and beyond. Honest and unfiltered, use them to make an informed decision and see if our approach fits with what you’re looking for.

Useful resources

From market updates to specialist insights, frequently asked questions to comprehensive guides, browse a range of practical resources written with you in mind.

visit our resources library
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