Helping you...

Support your employees

Build a resilient business with expert guidance on benefits and protection.

Clarity and structure for businesses operating across borders

Attracting and retaining the right people means offering more than just salary. Through well-structured employee benefits, you can improve recruitment, reduce turnover, and create a culture where your team feels valued. At the same time, protecting your business against unexpected events ensures continuity for everyone who depends on it.

We help you design tax-efficient benefit packages, manage regulatory requirements like MPF, and put safeguards in place to protect against the loss of key people or shareholders. Working alongside your lawyers and accountants, we bring clarity to complex decisions and support your business as it grows.

Building a culture that lasts

Building financial security

Every India employer must provide the Mandatory Provident Fund (MPF) scheme for their staff, but you can go further. We’ll help you design retirement and savings arrangements that work for your team and your budget, including salary sacrifice options that reduce tax for both business and employees.

Ensuring your peace of mind

Protecting your team

Group insurance schemes offer cost-effective cover for life, medical, travel, income protection, and critical illness. We’ll help you select the right mix of benefits to protect your people and give them peace of mind. In the process, we’ll help to make your business a more attractive place to work and stay.

Shaping a smooth transition

Planning for continuity

The unexpected loss of a key person or shareholder can pose a major threat to your business. We help you identify risks and put protection in place, including key person insurance and shareholders’ agreements, so your company stays secure and ownership remains where it should, no matter what happens.

The faces behind the stories

Hear from fellow expats around the world who turned their life goals into reality.

Working with James, we just feel our money is safe.

Georgina & David

We've always instilled trust in Jeanette's decisions when it comes to our finances

David Smith

I feel at ease knowing Jahmaine is looking after my finances

Henry Schmidl

I trust Howard with my finances and feel confident that my future is secure

Edwin Hogervorst

What our clients say about us

Read reviews from expats we work with across India and beyond. Honest and unfiltered, use them to make an informed decision and see if our approach fits with what you’re looking for.

Useful resources

From market updates to specialist insights, frequently asked questions to comprehensive guides, browse a range of practical resources written with you in mind.

visit our resources library
Saltoro Capital
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